Moneo has many years of experience in successful preparation of the complete documentation which will accompany the loan application submitted to commercial banks, HBOR and HAMAG.
Companies need fresh capital in order to finance investment in sustainable development and to survive on the market. Therefore, it is important that the capital coming from loans is subsided with the lowest interest rate possible and an acceptable loan repayment period.
The lender will define the loan terms and appurtenant documentation in their programmes.
An investment study, i.e. a business plan is the key part of the documentation as it clearly defines the subject-matter of the investment, the amount and the source of grant needed for the project, the financial and other impacts of investment, project risks, all project shareholders etc.
The plan allows the investor to evaluate the eligibility of the business idea and the feasibility of the project initiation while the banks and other potential financiers use it to evaluate the risks of the return on investment, project’s ability to generate profit, project’s sustainability and similar.
We will prepare the documentation and draft an investment study or a business plan together with the client and submit it with the loan application to the lender. Once the loan is approved, we will closely monitor the client’s disposal of loan funds and provide further business analysis.
“Thank you for your time yesterday and for providing us with a lot of useful information.
We are extremely grateful for the time and efforts you made in sharing your thoughts and experience about EU funds with us.
Since our small company is at a turning point, your comments could not have come at a better time.
You have helped us to get a clearer picture of the situation we are in and I believe that we can now understand the advantages of the options you discussed with us.
Your enthusiasm is very encouraging and we are very much looking forward to more good advice from you until the end of the project. Thank you once again.”
“Your constant efforts to make the client’s interest your no.1 priority and putting the client first is what we as a company have found extremely valuable during our collaboration.
You have handled our every request and need in a fast and precise manner, and it is precisely your excellence what gives us safety and optimism even in the most challenging of situations. You are always one step ahead of the next challenge and anticipate every possible outcome of the situation on time.
Thank you for your constant kindness and for always making us feel welcome!
Moneo is the partner that every company in Croatia needs if it wants to develop and grow.”
“Thank you for the time and efforts you put towards the realisation of our project! The professionalism and love towards your work, a positive vibe and extensive knowledge is what makes you stand out. You have set the bar high and put enormous efforts into project success as if the money were yours. All those involved in the project have put their knowledge to use in the best possible manner and not a single part of the project was taken for granted.
When working with you, we always place unconditional trust in you and we always feel welcome. This is the most important thing for us.
Now, in the project implementation, you are monitoring and motivating us to complete everything on time and in a quality manner.”