Loan schemes by HBOR, HAMAG and banks

We will prepare a complete documentation to be submitted with your business loan application.

Moneo has many years of experience in successful preparation of the complete documentation which will accompany the loan application submitted to commercial banks, HBOR and HAMAG.

Companies need fresh capital in order to finance investment in sustainable development and to survive on the market. Therefore, it is important that the capital coming from loans is subsided with the lowest interest rate possible and an acceptable loan repayment period.

The lender will define the loan terms and appurtenant documentation in their programmes.

An investment study, i.e. a business plan is the key part of the documentation as it clearly defines the subject-matter of the investment, the amount and the source of grant needed for the project, the financial and other impacts of investment, project risks, all project shareholders etc.

The plan allows the investor to evaluate the eligibility of the business idea and the feasibility of the project initiation while the banks and other potential financiers use it to evaluate the risks of the return on investment, project’s ability to generate profit, project’s sustainability and similar.

We will prepare the documentation and draft an investment study or a business plan together with the client and submit it with the loan application to the lender. Once the loan is approved, we will closely monitor the client’s disposal of loan funds and provide further business analysis.
Acceptable interest rates and optimal deadlines
High-quality documentation for the credit file
Investment study and business plan
Monitoring of the client’s disposal of loan funds and reporting
Moneo d.o.o.

Great clients,
great reviews

As a client-oriented company, we will handle your projects as if they were our own.

At Moneo, we focus on in-house training programmes in order to tackle new challenges and provide our clients with the best advice and top service.

There are many success stories of our long-term clients who have, with our help, improved all of their business segments, increased the number of employees and thus contributed to the development of their immediate and wider community.

“Thank you for your time yesterday and for providing us with a lot of useful information.

We are extremely grateful for the time and efforts you made in sharing your thoughts and experience about EU funds with us.

Since our small company is at a turning point, your comments could not have come at a better time.

You have helped us to get a clearer picture of the situation we are in and I believe that we can now understand the advantages of the options you discussed with us.

Your enthusiasm is very encouraging and we are very much looking forward to more good advice from you until the end of the project. Thank you once again.”

Gumis d.o.o.
Gumis d.o.o.
Manufacturing Sector

“Your constant efforts to make the client’s interest your no.1 priority and putting the client first is what we as a company have found extremely valuable during our collaboration.

You have handled our every request and need in a fast and precise manner, and it is precisely your excellence what gives us safety and optimism even in the most challenging of situations.  You are always one step ahead of the next challenge and anticipate every possible outcome of the situation on time.

Thank you for your constant kindness and for always making us feel welcome!

Moneo is the partner that every company in Croatia needs if it wants to develop and grow.”

Coral beach club Dubrovnik (The coral d.o.o.)
The Coral d.o.o.
Hospitality and Catering Sector

“Thank you for the time and efforts you put towards the realisation of our project! The professionalism and love towards your work, a positive vibe and extensive knowledge is what makes you stand out. You have set the bar high and put enormous efforts into project success as if the money were yours. All those involved in the project have put their knowledge to use in the best possible manner and not a single part of the project was taken for granted.

When working with you, we always place unconditional trust in you and we always feel welcome.  This is the most important thing for us.

Now, in the project implementation, you are monitoring and motivating us to complete everything on time and in a quality manner.”

S+B Systemtechnik d.o.o.
S+B Systemtechnik d.o.o.
Manufacturing Sector

Contact us

Our team of experts will gladly provide you with all the necessary information and assist you with drafting documentation for a quality implementation of your project.
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Since the beginning, our core priorities have remained constant. We want to help companies increase their ROI, accelerate their business growth, ensure a successful business future and gain lasting competitiveness in the industry.

    Request feedback
    Since the beginning, our core priorities have remained constant. We want to help companies increase their ROI, accelerate their business growth, ensure a successful business future and gain lasting competitiveness in the industry.

      Visit us
      Put Supavla 1
      21 000 Split
      Email us
      Call us
      021 380 626
      021 380 813

      Moneo Ltd. business consulting  |  Put Supavla 1, 21 000 Split, Croatia  |  Company Reg. no. / MB: 2162342  |  Personal Identification Number / OIB: 36825933202
      Tel: +385 21 380 813; +385 21 380 626  |  Fax: +385 21 380 850  |  E-mail:
      Decision issued by the Commercial Court in Split: Tt-13/4795-2  |  Share capital: 680.000,00 kn
      IBAN: HR6123600001101977084 (ZABA)

      © Moneo Ltd. | All rights reserved.

      © Moneo Ltd. | All rights reserved.